Stephen originally started as a Loss Adjuster and gained experience in the general insurance market before moving into the Financial Services sector as a broker.

He spent the first 10 years working for large companies such as Legal & General and MI Group, before setting up his own IFA practice, Regency Financial Services in the UK in 1994 and was regulated by the FSA. During this time, he took on many high net worth clients from the various financial markets in the City of London and he set up and ran a pension scheme for a private airline operating out of Geneva.

In 1997 he briefly worked in Vietnam and identified the huge potential in this region so having gained experience of markets in both the UK and Europe, he sold Regency Financial Services in 2002 and moved to Ho Chi Minh to gain further knowledge of the international arena in Asia.

After 3 years here in Vietnam he decided the open Regency International providing a complete IFA service to include medical insurance, life cover as well as the investment side of savings, pensions, school fee planning and lump sum investments.

With over twenty years of experience here in Vietnam, Stephen understands the pitfalls that can befall new arrivals and people wishing to build a life here in one of Asia’s most dynamic and exciting cities. A keen golfer, darts and single malt whisky enthusiast, Stephen is always open to meeting new people and sharing his experience.